Official rules
2008 Financial Literacy
Rap Lyrics Contest

GENERAL RELEASE:
By entering the 2008 Financial Literacy rap lyrics contest, entrants release eSkills, LLC, and each of their respective affiliated companies, subsidiaries, advertising or promotional agencies, and other agents, and any other promotional sponsors, and each of their respective affiliated companies, directors, officers, employees, representatives, partners and agents from any liability whatsoever for any claims, costs, injuries, losses or damages of any kind arising out of or in conjunction with the 2008 Financial Literacy rap lyrics contest or with the acceptance, possession or use of any prize (including, without limitation, claims, costs, injuries, losses or damages elated to personal injuries, death, damage to, loss or destruction of property, rights of publicity or privacy, defamation or portrayal in a false light).

Contest Guidelines:

1.    All entries must discuss one of the following major Economic Literacy concerns in America:

a.    Importance for maintaining good credit.

b.    Impact of the home foreclosures in our neighborhoods. What can we do?  What should we do?  What have I learned?

c.    The significance in savings and investing.

d.    Needs versus wants.  Is hanging with the Joneses good or bad? Why or why not?

PARTICIPATION:
By participating, entrants agree to be bound by these Official Rules and the decisions of the judges.  eSkills, LLC,  reserves the right to disqualify persons determined to be tampering with or abusing any aspect of the contest, as solely determined by eSkills, LLC.  In the event the contest is compromised by a virus, non-authorized human intervention, tampering, or other causes beyond the control of the eSkills, LLC which corrupts or impairs the administration, security, fairness or proper operation of the contest, eSkills, LLC reserves the right in its sole discretion to suspend, modify or terminate the contest.

Should the contest be terminated prior to the stated expiration date, eSkills, LLC, reserves the right to award prizes based on the entries received before the termination date.

ELIGIBILITY:
The 2008 Financial Literacy rap lyrics contest is open to U.S. Residents, (excluding Puerto Rico.) Participants can not be older than 18 years or older at the time of entry In lyman terms, if your 19 years old or older you cannot participate.  Employees of eSkills, LLC each of their respective affiliated subsidiaries, companies or agencies and the immediate family members of, and any persons domiciled with such employees, are not eligible.

CONTEST RULES:

1. No purchase necessary. Federal, state, local and municipal laws and regulations apply. Void where prohibited.

2. Each entry must be an own and original work.

3. Lyrics must be written in English.
4. Don't use any names when writng your lyrics

5. Please be respectful to yourself and others while writing your lyrics.  This means you should not make statements that could be taken as racist, tribalist or that discriminate against a person, group, or even a specific school in any other way. Refrain from gratuitously sexual content; and refrain from violent content and the use of profanity.

6. eSkills, LLC partners and sponsors will not be responsible for incomplete, lost, or late entries or for the failure to receive entries due to transmission failures or technical failures of any kind, including, without limitation, malfunctioning of any network, hardware or software, whether originating with the sender, partners or sponsors. In the event of a dispute, all online entries will be deemed to have been submitted by the owner of the email account from which they were sent. The partners and sponsors reserves the right to disqualify any entries by persons determined to be tampering with or abusing any aspect of the 2008 Financial Literacy rap lyrics contest.

7. By entering, each entrant accepts and agrees to the 2008 Financial Literacy rap lyrics contest rules.

8. Any entrant who attempts to enter with multiple e-mail addresses or under multiple identities, or uses any other device to enter multiple times will be disqualified.  Any entrant who participates using a nickname deemed inappropriate by eSkills, LLC, will be automatically disqualified.

9. Winner agrees to the use of his/her name and likeness without any additional compensation by sponsors for publicity.  By entering this contest, the winner acknowledges that eSkills, LLC.
   . and all other partners/sponsors and venues have the right to publicize his/her name, voice, likeness, the fact that he/she won, and all matters incidental thereto.

10. In the event of a dispute, the decision made by eSkills, LLC. is final and binding.

SPONSOR:
The 2008 Financial Literacy rap lyrics contest is sponsored by eSkills, LLC, whose decisions regarding the selection of winners and all other aspects of the contest shall be final and binding in all respects.   eSkills, LLC,  will not be responsible for typographical, printing or other inadvertent errors in these Official Rules or in other materials, in print or electronic format, relating to this contest.

If you have any questions regarding this contest, please contact: The 2008 Financial Literacy rap lyrics contest, 4694 Cemetary Road PMB 332, Hilliard, Ohio 43026.